01 · Key control
Changer.ae is the sole custodian of the private keys. Received assets are stored under our exclusive key control — clients bank on process, not on personal key hygiene.
02 · Segregation & pooling
Client assets remain segregated from Changer.ae's assets, and are pooled with other clients' assets in omnibus wallets — typical, regulated practice, restructured to keep claims per-client.
03 · Daily reconciliation
We reconcile your holdings daily, with near-real-time statements viewable on login — a COBS obligation, not a courtesy.
04 · Regulated jurisdiction
Client assets are held inside the ADGM. If they were ever to move outside the ADGM, clients would first receive email disclosure — including the differing insolvency and market-practice regimes there. Safe Custody is provided under COBS Chapter 15.
05 · Traffic control
Withdrawals only ever route to bank accounts or external wallets verified under your account; platform-deposited funds are priced only after confirmation; suspicious activity can freeze flows — that's a feature of being regulated.
Plain-words guide: what applies to your assets
Because “what protects me legally” deserves better than a PDF:
- Protection — your assets in Changer.ae custody are subject to the protections of the FSRA Safe Custody Rules, COBS Chapter 15.
- Interest — none. We don't pay interest, and we don't earn interest on your holdings either.
- Jurisdiction — stablecoin/custody regime inside ADGM unless pre-disclosed otherwise.
- Pooling vs yours — omnibus wallets mean your coins aren't individually crated, but they are never commingled with company funds and are reconciled against client-level claims.
- Client default — on a client-default event, access to the custody service may be suspended immediately while obligations are reviewed.
- Private-key theft/loss risk — no system abolishes it; that residual risk is exactly why insured, regulated custody exists.
Regulation is a feature. Architecture is the product.
Open your account and keep your assets inside a verifiable, reconciled perimeter.
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