ADGM · FSRA Regulated Custodian

Your crypto wealth, locked in a digital safe built to bank standards.

Changer.ae is the regulated vault for your virtual assets, stablecoins and fiat — with segregated custody, same-day escrow and instant conversion, all in one app.

13101ADGM Registration
3Regulated services
0.5%/yrCustody fee
0Deposit fees
Live markets

What your safe holds watch on

Indicative USD market data for the assets Changer.ae keeps under custody — refreshed continuously.

AssetPrice (USD)24h7d trendCustody at Changer
BitcoinBTC82,269−0.58%Supported
EthereumETH2,427.79−0.61%Supported
TetherUSDT · ERC-20 & BEP-200.9993+0.02%Supported
USD CoinUSDC · ERC-200.9997+0.02%Supported
Universal DollarUSDU · ERC-20 stablecoin0.9994+0.01%—Supported
XRPXRP1.34+0.25%Supported
BNBBNB736.77−0.97%Supported
SolanaSOL · coming soon104.37−1.69%Coming soon
AvalancheAVAX · coming soon9.34−3.40%Coming soon

Indicative mid-market USD prices, provided by the CoinGecko public API. Custody and trading rates are always quoted inside the app. As of Thu, 22 Oct 2026 07:18:53 UTC

Why Changer.ae

Built like a vault. Reads like a dashboard.

A regulated vault, not a hot wallet

Changer.ae is the sole custodian of private keys. Client assets are segregated from company assets, pooled in omnibus custody wallets yet fully reconciled —daily — under FSRA COBS Chapter 15.

2%

Flat arranging & dealing fee — published, not negotiated in the dark.

100%

Of platform operations performed on ADGM soil, per the published policy.

Fast where it matters

Deposits credited and priced through straight-through processing with an announced cut-off and turnaround — the heavy lifting happens before you notice it.

Simple where it counts

One account, one wallet per asset, one price feed. Fund, hold, convert, withdraw — with statements in USD, AED or your wallet's coin.

Honest by design

Every fee, every contract address, every risk — published in plain language before you fund your account.

How it works

From download to digital safe, in four steps

Download & apply

Create your account in the app. You must be 21 or older, not a US person, and ready with proof of identity — passport or ID plus a liveness check.

Get verified

We complete AML/CTF checks, classify you under COBS, and confirm by email when your account is open and your limits are set.

Open your wallets

Each asset gets its own wallet under your account — request as many as you need, in-app, and top up from your bank or external wallet.

Hold, convert, withdraw

Assets sit under custody. Convert to AED/USD instantly, settle escrow deals, and withdraw — custody fees are auto-calculated, deposits always free.

FAQ

Straight answers, no fine print ambush

Who regulates Changer.ae?
Changer.ae Limited is authorized and supervised by the Financial Services Regulatory Authority (FSRA) of Abu Dhabi Global Market (ADGM) under registration number 13101, holding Financial Services Permission 220142 for Providing Custody, Arranging Deals in Investments and Dealing in Investments as Agent in virtual assets.
What services does Changer.ae provide?
Three regulated services: (1) Virtual Asset Custody — segregated safekeeping of accepted virtual assets, stablecoins and fiat; (2) Escrow / Client Money Account services with UAE banking partners; and (3) Fiat Conversion — instant crypto-to-fiat and fiat-to-crypto conversion inside one account.
Is my cryptocurrency held in custody with me as sole key-holder?
No — and that is the point of institutional custody. As your custodian, Changer.ae is the sole custodian of the private keys protecting your assets, under the FSRA Client Assets and Safe Custody rules (COBS Chapter 15). Your assets are held segregated from Changer's own assets and reconciled daily.
How much does custody cost?
Deposits and fiat balances carry no platform custody fee. Custody of virtual assets and stablecoins is charged at 0.5% per year of the monthly average USD balance of each wallet, billed monthly and automated. Withdrawal fees per asset and the 2% arranging/dealing fee are published on the Fees page.
Which virtual assets are accepted today?
Bitcoin (BTC), Ethereum (ETH, ERC-20), Tether (USDT on ERC-20 and BEP-20), USD Coin (USDC, ERC-20), Universal Dollar (USDU, ERC-20), XRP and BNB (BEP-20) are live for custody. Solana (SOL) and Avalanche (AVAX C-Chain) are announced and coming soon.
Can companies open an account?
Yes. The Changer.ae Business portal (corporate.changer.ae) serves corporate accounts. Companies provide trading, WBTC-style treasury and escrow needs onboarding under the same FSRA permissions; onboarding follows enhanced due diligence for entities.
Get started

Your digital safe is a download away

Open your account, verify once, and keep every wallet — virtual assets, stablecoins and fiat — in one regulated app.

QR code — install the Changer.ae app

Scan to install.
iOS · Android · HarmonyOS