Your crypto wealth, locked in a digital safe built to bank standards.
Changer.ae is the regulated vault for your virtual assets, stablecoins and fiat — with segregated custody, same-day escrow and instant conversion, all in one app.
What your safe holds watch on
Indicative USD market data for the assets Changer.ae keeps under custody — refreshed continuously.
| Asset | Price (USD) | 24h | 7d trend | Custody at Changer |
|---|---|---|---|---|
| BitcoinBTC | 82,269 | −0.58% | Supported | |
| EthereumETH | 2,427.79 | −0.61% | Supported | |
| TetherUSDT · ERC-20 & BEP-20 | 0.9993 | +0.02% | Supported | |
| USD CoinUSDC · ERC-20 | 0.9997 | +0.02% | Supported | |
| Universal DollarUSDU · ERC-20 stablecoin | 0.9994 | +0.01% | — | Supported |
| XRPXRP | 1.34 | +0.25% | Supported | |
| BNBBNB | 736.77 | −0.97% | Supported | |
| SolanaSOL · coming soon | 104.37 | −1.69% | Coming soon | |
| AvalancheAVAX · coming soon | 9.34 | −3.40% | Coming soon |
Indicative mid-market USD prices, provided by the CoinGecko public API. Custody and trading rates are always quoted inside the app. As of Thu, 22 Oct 2026 07:18:53 UTC
Three ways we guard and move your wealth
Permissioned under FSRA FSP 220142 — no grey areas, no borrowed licenses.
Virtual Asset Custody
Advanced encryption, multi-factor controls and daily reconciliations. Assets are held segregated from Changer.ae funds under FSRA safe-custody rules.
Explore custodyEscrow & Client Money
Buyer and seller funds sit with UAE banking partners in a neutral, scripted flow — automated release, solemn dispute mediation when needed.
How escrow worksInstant Fiat Conversion
Convert crypto to AED/USD and back with in-app rates — the moment you need your money in a currency the world banks in.
See conversionBuilt like a vault. Reads like a dashboard.
A regulated vault, not a hot wallet
Changer.ae is the sole custodian of private keys. Client assets are segregated from company assets, pooled in omnibus custody wallets yet fully reconciled —daily — under FSRA COBS Chapter 15.
2%
Flat arranging & dealing fee — published, not negotiated in the dark.
100%
Of platform operations performed on ADGM soil, per the published policy.
Fast where it matters
Deposits credited and priced through straight-through processing with an announced cut-off and turnaround — the heavy lifting happens before you notice it.
Simple where it counts
One account, one wallet per asset, one price feed. Fund, hold, convert, withdraw — with statements in USD, AED or your wallet's coin.
Honest by design
Every fee, every contract address, every risk — published in plain language before you fund your account.
From download to digital safe, in four steps
Download & apply
Create your account in the app. You must be 21 or older, not a US person, and ready with proof of identity — passport or ID plus a liveness check.
Get verified
We complete AML/CTF checks, classify you under COBS, and confirm by email when your account is open and your limits are set.
Open your wallets
Each asset gets its own wallet under your account — request as many as you need, in-app, and top up from your bank or external wallet.
Hold, convert, withdraw
Assets sit under custody. Convert to AED/USD instantly, settle escrow deals, and withdraw — custody fees are auto-calculated, deposits always free.
Read before you fund
What “ADGM custody” actually protects
Permission 220142 is not marketing copy. Here is what Providing Custody under FSMR Schedule 1 obliges Changer.ae to do with your assets every single day.
ReadStablecoins · 5 min readStablecoins: safe-looking, still needs safekeeping
A dollar-pegged token de-pegs exactly when you can least afford it. A structured look at reserve, redemption and smart-contract risk.
ReadTransparency · 4 min readCustody fees, explained in one worked example
0.5% per year sounds abstract. We walk through an actual monthly bill on a $25,000 BTC wallet, hour by hour.
ReadStraight answers, no fine print ambush
Who regulates Changer.ae?
What services does Changer.ae provide?
Is my cryptocurrency held in custody with me as sole key-holder?
How much does custody cost?
Which virtual assets are accepted today?
Can companies open an account?
Your digital safe is a download away
Open your account, verify once, and keep every wallet — virtual assets, stablecoins and fiat — in one regulated app.

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